Gap Credit Card

The card offers many benefits and rewards for regular customers, but there are some drawbacks and caveats that potential users should be aware of. The clothing chain Gap, Inc. (NYSE: GPS) launched its retail Gap Login Credit Card in 2007.


The Gap credit card login, called the GapCard, comes in a variety of flavors. The easiest option is a store-exclusive Gap Login Credit Card, which can be used at Gap stores, as well as Banana Republic, Athleta, Old Navy, and Intermix. It can also be used for online shopping.

People who regularly shop at Gap family stores will benefit the most from this Gap Login Credit Card, especially those who are eligible for status updates. The increased bonus points make all the difference for those who rely primarily on Gap stores for their clothing needs.

Get Help

The Gap Rewards program is really easy to use, but a little difficult to explain. Basically, every department store in the Gap family (ie Gap, Banana Republic, Old Navy, and Athleta) has a Gap Login Credit Card program. Each store offers 2 types of cards: branded credit cards (GapCard, Banana Republic Card, Old Navy Card, Athleta Card) and Visa-branded credit cards (Gap Visa Card, Banana Republic Visa Card, Old Navy Visa Card, Athletic Visa Card).

Registration Steps And Stages For First-Time Users

  • To register, visit the Synchrony Bank website
  • In the upper right corner you will see a yellow “Connection” button, click on it and a pop-up window will open with two options;
  • However, ignore these two alternatives and click on the section below that says “For all other retail credit cards, click here”.
  • A new window will open with all information about Synchrony Bank cards and associated credit cards. Scroll down and in the middle, you’ll find a section called “Some of our partners” and below that are various company logos. Look for the Gap logo and click on it.
  • The Gap Credit Card Login portal will open, but since we want to save the data, you need to click on the “Save” button at the bottom of the page.
  • The platform will display a small form that you will need to fill out step by step. Information like:
  1. Name and Nickname
  2. phone prefix
  3. Card number
  4. Your e-mail address
  5. Birth date
  6. Social Security Number (SSN)

After filling in the data, click “Next” and complete the process. At the end of these steps, you will have registered your account and can log in at any time. You will receive an email with your access data: username, password, and security questions.

Gap Credit Card Login Procedure

Signing up on the Gap credit card website is easy. This process allows you to manage your account online and access all of the above procedures.


Now that you’ve created a username and password, you can log in as follows:

Step One: Go to the Synchrony Bank website and click the Gap Credit Card Login button at the top right of the screen.

Step Two: Go to the official Synchrony Credit Card page as in the last section and click on the Gap logo.

Step Three: When you get to the Gap Credit Card Login page, enter your username and password and click “Login”.

By following these three simple steps, you will gain access to your online account. You can view your profile information, set up automatic monthly Gap Credit Card Payment, and much more.

Login Requirements

To complete the application process, applicants must:

  • Be at least 18 years of age or older.
  • Have a valid social security number.
  • be a resident of the United States of America.

Some Amazing Features

Annual Percentage Rate (APR): Co-branded credit cards often have a high APR. This determines the interest rate that applies if a balance is not paid by the due date. Depending on your spending habits, APRs can make a huge difference in the affordability of a card. Before subscribing to JCPenney credit card, you need to consider JCPenney credit card APR.

Reward system: Part of the value of co-branded credit cards comes from the reward system. Whichever card you choose, make sure the rewards system adds value to your shopping habits. For example, while the Barnes and Noble card can be used for off-site purchases, the Barnes and Noble credit card rewards focus solely on in-store spending.

Promotional Offers: Signing up for a co-branded credit or charge card can make large purchases much more accessible and affordable, as well as add value to the card. For example, while the JCPenney Card is for in-store purchases only, consumers may want dedicated JCPenney credit card financing for larger purchases.

Check Out The Login Benefits

Various Versions For Different Needs

Most of the cards now available, GapCard, are available in several versions, starting with the basic version that can only be used on Gap, Athleta, Old Navy, Banana Republic, and Intermix. You can also use it to shop online.

Extended Usage Options With Visa-Connected GapCard

If you’re looking for a card to use for purchases outside of the Gap and its affiliates, the Visa-affiliated GapCard is an option. The Visa Affiliated GapCard is a card that can be used anywhere Visa is accepted.

Rewards Program And Bonus Points

Currently, a credit card has no appeal if it is not associated with a rewards program. Both the basic and Visa-linked GapCard have rewards programs where you can earn bonus points for purchases you make. The basic card only offers bonus points for online purchases, but the Visa-connected card offers points for a wide variety of off-network purchases.

Integrated Range Discounts

Cardholders receive a 5% in-app discount on purchases at Gap stores. The discount is applied at the time of purchase and is easy to follow.

Official NameGap Credit Card
Portal TypeLogin Portal
Managed ByGap

Reset Login Credentials

You will need your Gap credit card to retrieve your User ID

Step One: Click User ID Lookup

Step Two: Enter your Gap credit card account number and the last four digits of your social security number and click Next.


To recover your password;

Step1: After entering your User ID, click Forgot Password?

Step 2: Enter the email address you registered with. A link to reset your Gap credit card will be sent to you and the secret word used to create a Gap account is required to change the password.

Different Payment Methods

As of June 20, 2022, you will be able to pay your credit card bill on the Barclays website. As mentioned below, there are several ways to pay your card bills.

Pay Online

  • Visit the official website, log in and visit the payments section. Add a checking or savings account to your Barclays account to facilitate Gap Credit Card Payment processing.
  • Select the Gap Credit Card Payment amount using the options provided, for example.
  • The total balance on the statement, minimum payment, or any user-defined amount.
  • You can also schedule a payment for future transactions. Online payment is a very convenient and secure method.

Automatic Payment

Customers can also register for the automatic payment service and the required payment amount will be automatically debited from the checking or savings account added every month before the due date based on your selection. It’s a nice feature and you don’t have to remember the expiration date.


Payment By Mail

Customers also have the option of paying the card bill via the post office at Barclays’ address. Customers can send checks or money orders to the addresses listed below.

DUST. Box 13337

Philadelphia, Pennsylvania 19101-3337


DUST. Box 60517

City of Industry, CA 91716-0517


Gap Inc., a collection of purpose-driven lifestyle brands, is the largest specialty apparel company in the United States that offers apparel, accessories and personal care products for men, women and children under the Old brands. Navy, Gap, Banana Republic and Athlete. The company uses omnichannel capabilities to connect the digital world and physical stores to further enhance your shopping experience.


Gap inkl is purpose-driven, Inclusive by Design, and prides itself on creating products and experiences that its customers love while doing what’s right for its employees, communities and the planet. Gap incl products are available worldwide in company-operated stores, franchised stores and e-commerce sites. Net sales for fiscal 2021 were $16.7 billion. Visit for more information.

Common Questions

What are the monthly charges with the Gap credit card even if you don’t use it?

The Visa Gap credit card has no monthly or annual fee.

Where can the Gap credit card be used?

The Gap loyalty card can be used at Gap, Old Navy, Banana Republic, and Athleta. The Gap Visa credit card, which you must have at least a good credit history to obtain, can be used anywhere the Visa card is accepted.

Which bank issues the Gap credit card?

Gap Synchrony Bank issues the Gap credit card.

How do I contact Gap Credit Card customer service?

Gap Customer Service can be contacted in several ways: Gap Credit Card Phone: 1(866)450-4467 Gap Credit Card Email: Postal Address Gap Credit Card: Customer Service Gap, 6007 Green Pointe Drive, Groveport, Ohio 43125

Can I use the Gap credit card anywhere?

Two credit cards are associated with the Gap: the Gap Card and the Gap Visa Credit Card. The former can only be used at Gap stores and affiliates, but the latter can be used anywhere Visa is accepted.

Customer Service

All customers can always get help from the Barclays Customer Service team using the contact details below.

Gap Credit Card Phone Number:

General Information – 866-584-3923

Fax number – 1-866-823-8178

International (Call us) – 1-302-255-8888

For the hearing impaired or 711TTY/TDD – 1-866-483-3705

Credit card activation – 866-621-0528


Customers can also write to the Barclays Customer Service team at the address below if they have any questions.

general correspondence

card service

DUST. Field 8801

Wilmington, DE 19899-8801

Secure message:

Customers can also send a secure message to the customer service team via their online account, which is the most secure form of communication and will receive the fastest response.

Bottom Line

We have given all the information about Gap Credit Card including its registration steps, Gap Credit Card Login process, features, benefits, how to reset the password, and all the other related information which can be useful. We have also provided you with customer service contact information so if you are unable to solve any kind of issue related to the gap credit card or facing any Gap Credit Card Login issues then you can contact the customer service department.

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