When shopping in-store, you earn points using the phone number provided with your subscription at checkout. Earn points for your online purchases at,,,,, and by logging in with your email address.


Information About Rewards

  • Within 14 days of opening an account, you will receive a 20% discount on your first purchase with your card.
  • There are 5 points for every dollar spent at Gap Credit Card, Banana Republic, Old Navy, and Athleta and for every dollar spent through January 31, 2023, on all non-family Mastercard purchases. Earn 1 point for every US dollar spent on all Mastercard purchases outside of family brands starting February 1, 2023.
  • 100 points = $1 reward, redeemable across brand family, with no merchandise restrictions.
  • Free fast shipping on all online orders of $50 or more.
  • Unlock up to 2,000 bonus points per year when you shop at 2 or more Gap Inc. 2 marks = 500 points // 3 marks = 1000 points // 4 marks = 2000 points
  • Earn 250 bonus points each quarter when shopping at Gap, Banana Republic, Old Navy or Athleta. Conditions apply.
  • Cardholders earn 5 points for every dollar spent on their Gap Inc. of our family of brands. As a member, you will earn a point for every dollar you spend.
  • Gap cardholders incl Mastercard earn 1 point for every US dollar spent outside our flags. Gap cardholders incl World Mastercard earn 2 points for every dollar spent outside of our brands.

The initial discount only applies to Gap branded products. Third-party products are not eligible. Discount Tuesdays are not valid at all Gap Family stores. Excludes Old Navy, Banana Republic, Athletica, and Banana Republic outlet stores. The annual percentage rate (APR) is 25.99%, almost 10% more than the average bank-issued credit card.